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About Curve: One card for all your accounts
Manage multiple payment cards with a digital wallet app that streamlines your finances. Curve: One card for all your accounts combines all your debit and credit cards into a single, secure tap-to-pay solution—eliminating the need to carry physical cards or switch between payment apps.
Access unlimited card management through seamless integration with Google Pay, Apple Pay, Samsung Pay, GPay, Garmin Pay, and other digital wallet platforms. Link your cards once and pay contactless from any compatible device. Whether you're making everyday purchases or managing international travel, your card numbers remain hidden and protected behind Curve's secure encryption.
Choose the plan that fits your lifestyle. Curve Pay (Free) lets you add unlimited cards and make contactless payments with a modest foreign exchange fee. Upgrade to Curve Pay X for fee-free global ATM withdrawals up to £300 monthly, competitive currency exchange rates, and integrated budget tracking. Curve Pay Pro adds 1% cashback rewards at exclusive retailers, £500 monthly ATM allowance, and expense management tools. At the premium tier, Curve Pay Pro+ unlocks £1000 monthly ATM access, cashback at 12 retailers, and discounted airport lounge benefits.
Unique features set this app apart. Go Back in Time lets you move transactions between linked cards after purchase—perfect for optimizing rewards or managing budgets retroactively. Anti-embarrassment mode prevents declined payments by automatically selecting the best available card. Smart Rules automate card selection based on your preferences, ensuring you always earn maximum rewards without manual switching. Track spending, monitor cashback accumulation, and review real-time currency exchange rates in one integrated dashboard.
Travel smarter with competitive foreign exchange rates and global ATM access without hidden fees. Whether you're abroad or at home, contactless payment support means you're never dependent on a single card network. Lock or unlock your wallet instantly for added security, and enjoy peace of mind knowing your payment information stays encrypted across all connected apps.
Curve: One card for all your accounts works with major card issuers including Visa, Mastercard, and Diners Club, plus digital banking platforms like Revolut, Wise, Monzo, and N26. Eligible users must be 18 or older. Start managing your cards smarter today.
Pros & Cons
Pros
- Consolidates multiple cards into one tap-to-pay interface
- Move transactions between cards retroactively to optimize rewards
- Automatic card selection prevents declined payments mid-transaction
- Competitive foreign exchange rates and global ATM access
Cons
- Foreign exchange fees apply on the free plan tier
- Premium features locked behind multiple subscription tiers
- Requires linking real payment cards to the app
- Android-only; no iOS or desktop version available
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